2 Part II. Insured Depository Institutions 2 Part II. Insured Depository Institutions
2.1 The Impact of Charter Choice * 2.1 The Impact of Charter Choice *
This folder contains supplemental information for Chapter 2.1. The materials are primarily focused on the OCC's FinTech proposals as parallel efforts in the United Kingdom.
2.1.1. Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective (March 2016)
2.1.2. Comptroller’s Licensing Manual Draft Supplement: Evaluating Charter Applications From Financial Technology Companies (Mar. 2017)
2.1.3. FCA Regulatory Sandbox Announcement
2.1.4. Davis Polk Memo - Beyond FinTech: The OCC's Special Purpose National Bank Charter (December 2016)
2.1.5. Sullivan & Cromwell Memo - Office of the Comptroller of the Currency Proposal to Charter Special National Banks for FinTech Companies (Dec. 2016)
2.1.6. CSBS v. OCC Complaint (Apr. 2017)
2.1.7. DFS v. OCC Complaint (May 2017)
2.1.8. Madden v. Midland Opinion and Order 11-CV-8149(CS) (Feb. 27, 2017)
2.1.9. The Fourth Corner Credit Union v. Federal Reserve Bank of Kansas City Appeal and Opinion 16-1016 (June 27, 2017)
2.1.10. CGAP Blog Post – Did India’s Central Bank get Payments Bank Approvals Right? (Aug.27, 2015)
2.2 Activities Restrictions and the Business of Banking * 2.2 Activities Restrictions and the Business of Banking *
This folder contains supplemental information for Chapter 2.2.
2.2.1. Alan White, Banks as Utilities (Jan. 2016)
2.3 Portfolio Diversification and Restrictions on Transactions with Affiliates * 2.3 Portfolio Diversification and Restrictions on Transactions with Affiliates *
This folder contains supplemental information for Chapter 2.3.
2.3.1. Sullivan & Cromwell Memo - Single Counterparty Credit Limits (Mar. 2016)
2.3.2. Davis Polk Visual Memo - Single-Counterparty Credit Limits Proposed Rule (Mar. 2016)
2.4 Bank Deposits * 2.4 Bank Deposits *
This folder contains supplemental information for Chapter 2.4.
2.4.1. GAO Report on Reserve Requirements (Oct. 2016)
2.5 Capital Regulation: An Introduction * 2.5 Capital Regulation: An Introduction *
This folder contains supplemental information for Chapter 2.5.
2.5.1. Under Pressure: The Shifting Landscape of Banking Regulations (May 22, 2017)
2.5.2. Charles A.E. Goodhart, In Praise of Stress Tests (2016)
2.5.3. Davis Polk Visual Summary of 2017 CCAR and DFAST Results
2.6 Capital Regulation: Pre-Financial Crisis to Basel II 2.6 Capital Regulation: Pre-Financial Crisis to Basel II
No materials are yet posted in this folder.
2.7 Capital Regulation: Basel III and Beyond * 2.7 Capital Regulation: Basel III and Beyond *
This folder contains supplemental materials for Chapter 2.7.
2.7.1. Davis Polk Deck – Implementation of Basel III for U.S. GSIBs (Apr. 17, 2015)
2.7.2. Bipartisan Policy Committee - Did Policymakers Get Post-Crisis Financial Regulation Right? (Sep. 2016)
2.7.3. Debevoise & Plimpton Client Update - Prudential Regulation in an Age of Protectionism (Dec. 2016)
2.7.4. Daniel K. Tarullo Speech, "Next Steps in the Evolution of Stress Testing" (Sep. 26, 2016)
2.8 Experiential Learning Materials for Part II * 2.8 Experiential Learning Materials for Part II *
Within this folder are HLS Experiential Learning Case Studies to be used in connection with Part II.