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Regulation of Financial Institutions – Fall 2015

Class Four -- Wednesday, September 17, 2014

For today’s class, please skim the materials on the history of banking in the United States (through 1999) from Chapter Two of The Regulation of Financial Institutions (pages 27-50). Then read the section on Chartering (50- 68 & table at the bottom of 69) -focusing on Camp v. Pitts, 411 U.S. 138 (1978) (pages 61-63). [Note: Later portions of this excerpt will be assigned for tomorrow's class.] Finally, please read over and be prepared to discuss in class the case study on Lottery Linked Savings Accounts.